How and where does FAITH fit into the picture?
Salvation -- it's all from God, by God, from start to finish. Grace.
The first two words of Ephesians 2:4, "But God..." trace a long history of God's presence and work in the lives of His people.
Before we really understand why the good news is so good, we have to really understand the bad news.

Who brings us grace? Only the beloved Son of God, our Redeemer!